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Today's Rates

Last update: February 1, 2012 12:44 PM EST

Conforming | Jumbo | Interest-Only Conforming | Interest-Only Jumbo

Conforming Loan Programs

Conforming rates for loans to $417,000.

Program Rates Points APR
30 yr fixed conforming
lowest interest rate 30 year fixed program 		3.875 0.000 3.921
3.750 0.750 3.858
20 yr fixed conforming
lowest interest rate 20 year fixed program 		3.875 0.000 3.939
15 yr fixed conforming
lowest interest rate 15 year fixed program 		3.250 0.000 3.331


Jumbo Loan Programs

Jumbo rates for loans over $417,000.



Program Rates Points APR
30 yr fixed jumbo
lowest interest rate JUMBO 30 year fixed program 		4.500 0.000 4.524
5/1 jumbo ARM
fixed rate for first five years, then rate adjusts annually 		3.000 0.000 2.938
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Government Loan Programs

Program Rates Points APR
30 yr fixed FHA 3.750 0.000 3.912
15 yr fixed FHA 3.250 0.000 3.389
30 yr fixed VA 3.750 0.000 3.878
15 yr fixed VA
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APRs are calculated based on a Conforming loan amount of $240,000, or a Jumbo loan amount of $480,000. Points/fees/rates may vary for different loan amounts.