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Today's Rates

Last update: August 27, 2008 12:53 PM EST

Conforming | Jumbo | Interest-Only Conforming | Interest-Only Jumbo

Conforming Loan Programs

Conforming rates for loans to $417,000.

Program Rates Points APR
30 yr fixed conforming
lowest interest rate 30 year fixed program
6.375 0.000 6.410
6.375 0.000 6.410
6.375 0.000 6.410
6.375 0.500 6.459
6.375 1.000 6.507
15 yr fixed conforming
lowest interest rate 15 year fixed program
6.000 0.000 6.058
6.000 0.000 6.058
6.000 0.000 6.058
6.000 0.500 6.137
6.000 1.000 6.216
3/1 ARM
fixed rate for first three years, then rate adjusts annually
6.000 0.000 5.299
6.000 0.000 5.299
6.000 0.000 5.299
30/5 yr fixed or 5/1 ARM
fixed rate for first five years, then rate adjusts annually
6.125 0.000 5.483
6.125 0.000 5.483
6.125 0.000 5.483
30/7 yr fixed or 7/1 ARM
fixed rate for first seven years, then rate adjusts annually
6.375 0.000 5.745
6.375 0.000 5.745
6.375 0.000 5.745
10/1 ARM
fixed rate for first ten years, then rate adjusts annually
6.375 0.000 5.948
6.375 0.000 5.948
6.375 0.000 5.948
1 year ARM
rate adjusts annually
6.000 0.000 5.146
6.000 0.000 5.146
6.000 0.000 5.146
6 Month ARM
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Jumbo Loan Programs

Jumbo rates for loans over $417,000.

Program Rates Points APR
30 yr fixed jumbo
lowest interest rate JUMBO 30 year fixed program
6.625 0.000 6.643
6.625 0.000 6.643
6.625 0.000 6.643
15 yr fixed jumbo
lowest interest rate JUMBO 15 year fixed program
6.500 0.000 6.529
6.500 0.000 6.529
6.500 0.000 6.529
3/1 jumbo ARM
fixed rate for first three years, then rate adjusts annually
6.125 0.000 5.313
6.125 0.000 5.313
6.125 0.000 5.313
5/1 jumbo ARM
fixed rate for first five years, then rate adjusts annually
6.250 0.000 5.514
6.250 0.000 5.514
6.250 0.000 5.514
7/1 jumbo ARM
fixed rate for first seven years, then rate adjusts annually
6.625 0.000 5.859
6.625 0.000 5.859
6.625 0.000 5.859
10/1 jumbo ARM
fixed rate for first ten years, then rate adjusts annually
6.625 0.000 6.100
6.625 0.000 6.100
6.625 0.000 6.100
1 year ARM
rate adjusts annually
6.250 1.000 5.472
6.250 1.000 5.472
6.250 1.000 5.472
6 Month ARM
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Interest-Only Conforming Loan Programs

Conforming rates for loans to $417,000.

Program Rates Points APR
5/1 ARM Interest-Only
6.125 0.000 5.605
6.125 0.000 5.605
6.125 0.000 5.605
7/1 ARM Interest-Only
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Interest-Only Jumbo Loan Programs

Jumbo rates for loans over $417,000.

Program Rates Points APR
5/1 ARM jumbo Interest-Only
7/1 ARM jumbo Interest-Only
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APRs are calculated based on a Conforming loan amount of $240,000, or a Jumbo loan amount of $480,000. Points/fees/rates may vary for different loan amounts.